Costa Blanca North · Spain · For American Buyers

You're not meant to live six hours from the sea.

World-class healthcare that won't bankrupt you. Real safety. A US income that goes twice as far. Europe a weekend away. And the Mediterranean fifteen minutes from your door. We guide Americans to a home on the quiet north of the Costa Blanca — in person, start to keys.

Come see it — book a private visit Get the free guide

320days of sun a year

~2×further your dollar goes

Top 10healthcare in the world

2 hrsto Paris, Rome, London

The Everyday Math

Same life, different morning.

It isn't only the weather. It's the hundred small frictions that quietly disappear — and what replaces them.

A surprise $2,500 ER bill

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Care that ranks top-10 worldwide — without the fear of the invoice

$1,800 a month for family coverage

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Private cover for a family around €300/month

Driving everywhere, for everything

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Walking to the plaza, market and sea before breakfast

Flying to the Caribbean, Hawaii or Mexico for a week

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Living in the vacation — the beach is your Tuesday

Checking the news with a knot in your chest

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A calm, stable base — low crime, no turmoil

Sealed, shipped, ultra-processed food

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Fish landed that morning, real meat, sun-ripe produce

Why Americans Are Choosing Spain

The full case — not just the sunshine.

Honest version: a few of these aren't "free," they're radically cheaper and better. That's the part that changes your life.

Healthcare without the fear of the bill

Spain's system is ranked among the world's best. Legal residents access excellent public care; before residency, private insurance for a whole family runs roughly a fraction of one US monthly premium — no networks, no surprise bills, short waits.

World-class · ~€300/mo private

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Real safety

Spain ranks among the safest countries on earth. Kids walk to the plaza after dark. You'll feel it the first night.

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Your dollars retire better

A US–Spain tax treaty and totalization agreement mean no double taxation and no double Social Security. With the lower cost of living, a US pension or remote income stretches about twice as far.

Treaty-protected

Schools, sorted

State schools are free and open to your kids. Prefer English-language? International schools cost a fraction of comparable US private tuition.

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Sun you can plan around

320 days of it. Winters in shirtsleeves, dinners outside in February, a growing season that never stops.

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An English-speaking community already here

You won't be a pioneer. Established American and international circles, clubs and meetups across the north — friends, advice and a soft landing from week one.

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Stability you can build a life on

A calm, peaceful country with no domestic conflict — and EU residency as long-term optionality for your family. A genuine Plan B that happens to have beaches.

Stop Flying To Your Holiday

What you fly to Hawaii for is already on your doorstep.

Beaches, mountains, sailing, golf — all within an easy drive. This isn't where you vacation. It's where you live.

Blue-flag beaches 15 min

Mountain hiking 40 min

Championship golf 20 min

Sailing & marinas on the coast

Valencia city 1 hr

Ferry to Ibiza from Dénia

Ski the mountains a weekend

Michelin dining nearby

Blue-flag beaches 15 min

Mountain hiking 40 min

Championship golf 20 min

Sailing & marinas on the coast

Valencia city 1 hr

Ferry to Ibiza from Dénia

Ski the mountains a weekend

Michelin dining nearby

We Don't Stop At The Keys

Buying the home is the easy part. We help you actually live here.

A move across an ocean has a thousand moving parts. We handle them — or hand you straight to someone trusted who will.

School placement

We help get your kids into the right school — state or international — and through enrolment in Spanish.

Healthcare & insurance

Set up with a doctor, a clinic and the right cover from day one.

NIE, residency & visas

NLV or Digital Nomad route, paperwork, appointments — guided start to finish.

Banking & money transfer

A Spanish account, and a trusted currency-transfer partner so your dollars cross safely at a fair rate.

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Utilities & the boring stuff

Power, water, internet, town hall registration — the admin that drowns newcomers.

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A car, sorted

Buy or import, license exchange, insurance — so you're mobile from week one.

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Into the community

Introductions to the American & international circles already here. You won't land alone.

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Lawyers & tax advisors

Vetted, independent, English-speaking — cross-border tax included.

Come See It For Yourself

One trip. We show you everything.

No 4,000-listing portal. No pressure. You come over, and we hand you the whole coast — the towns, the homes, the real numbers, the people. Personal, start to finish.

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A planned 3–4 day visit
A shortlist we've already vetted to your budget and life — not a random list.
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We drive, translate and explain
Towns, beaches, schools, hospitals, the daily reality — seen with your own eyes.
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A vetted English-speaking network
Trusted independent lawyers, doctors, mortgage and tax advisors. Your interests, protected.
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End to end, and beyond
NIE, bank, offer, notary, keys — then schools, utilities, settling in. We stay with you.

Plan your visit

Tell us roughly when, and we'll build the trip around you.

Name

When could you come?

On your side of the table

Why Buy Through Us

We work for the buyer — not the seller.

One trusted point of contact across the ocean

You deal with us, in English, in your time zone — not a dozen Spanish agents who never call back.

We filter, you don't drown

We know which "bargains" are problems and which towers are built to flip. You see only homes worth your time.

We negotiate and protect your interests

Local knowledge of fair price, hidden costs and the buying process — on your side, with an independent lawyer beside you.

Transparent, no surprises

We're paid a share of the standard agency commission already included in the property price — you pay nothing on top. The exact figure is confirmed to you in writing before you make any offer.

Roberto Isma · Costa Blanca

Meet Your Guide

A real person, on the ground, who's done this.

Roberto Isma has spent 20 years in Costa Blanca real estate, working across English and Spanish. This isn't a faceless portal — it's one person, and a hand-picked local team, walking the whole road with you, from the first WhatsApp to the morning you wake up in your own home by the sea.

We only take on a handful of families at a time. That's deliberate — it's the only way to give the kind of attention an ocean-crossing move deserves.

— Roberto Isma, founder

Message me directly on WhatsApp

Buying As An American — Demystified

Yes, you can. Here's exactly how.

No residency required to own a home. No EU passport needed. Four steps — and a team that handles the Spanish side.

Get your NIE

Your Spanish tax ID. We arrange it — often before you land.

The viewing trip

3–4 days, a shortlist pre-vetted to your budget. No guesswork.

Offer & lawyer

An independent Spanish lawyer protects you. Mortgages available to non-residents.

Notary & keys

Sign before a notary, register the deed — the home is yours.

Thinking of living here, not just visiting? Two routes are open to Americans in 2026 — the Non-Lucrative Visa (retirees / passive income; requires private health cover and proof of means) and the Digital Nomad Visa (remote workers). We'll walk you through which fits and connect you with the right advisor.

Straight Answers

The questions every American asks.

Can Americans actually buy property in Spain?+

Yes — fully. There are no nationality restrictions on owning property, and you don't need residency or an EU passport to buy. You'll need a Spanish tax number (NIE) and a bank account, both of which we arrange for you.

How do I move my money over safely?+

Through a trusted, regulated currency-transfer partner we introduce you to — not a wire from your US bank at a poor rate. On a home purchase, a good exchange rate alone can save thousands.

What about taxes — will I be taxed twice?+

A US–Spain tax treaty exists specifically to prevent double taxation, and a totalization agreement covers Social Security. Two honest caveats: as a US citizen you always file with the IRS wherever you live, and Spain has its own wealth-tax and asset-reporting rules that need proper planning. That's exactly why a cross-border tax advisor is part of our process from the start — not an afterthought. This isn't tax advice; it's why we put the right specialist beside you.

I read Spain wants a 100% tax on non-EU buyers — is that true?+

You've seen the headlines. The reality: it was proposed in January 2025, and as of mid-2026 it is not law — the bill has stalled in parliament without the votes to pass, and it does not apply to any purchase today. Even as drafted, it would target the transfer tax on resale homes for non-resident buyers; new-builds are taxed under a different system. We track this closely, and your independent lawyer confirms the exact tax picture in writing before you commit to anything.

Do I need to speak Spanish?+

No. We work in English and handle every Spanish-language step — paperwork, the notary, utilities, schools. English is widely spoken across the north, and we're with you for the rest.

Can I get a mortgage as a non-resident?+

Yes. Spanish banks lend to non-residents, typically up to 60–70% of the value. We'll point you to brokers who work with American buyers regularly.

Is it safe to buy from across the ocean?+

It is when you're protected. You have an independent Spanish lawyer working only for you, and us as your buyer's representative on the ground. We never pressure, and you sign nothing you don't understand.

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The American's Guide to Buying on the Costa Blanca.

32 pages: real prices by town, the full buying process, taxes & fees for US citizens, visa & healthcare routes, cost of living, and the 7 mistakes Americans make. Straight to your inbox.

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Plus the occasional, no-spam note when a home fits what you're after.

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